Kia Seltos EMI Calculator

Kia Seltos
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Rs.10.49 - 18.65 Lakh*
*Ex-showroom Price in New Delhi
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Kia Seltos EMI Calculator

Kia Seltos EMI starts at Rs 23,978 per month for a tenure of 60 months @ 9.8 for a loan amount of Rs 11.34 Lakh. The EMI Calculator tool on CarDekho gives a detailed break-up of the total payable amount and helps you in finding best car finance for your Seltos.

Kia Seltos Down Payment and EMI

Kia Seltos VariantsLoan @ rate%Down paymentEMI Amount(60 months)
Kia Seltos HTK Plus iMT D9.8Rs.1.73 LakhRs.32,940
Kia Seltos HTX IVT9.8Rs.1.78 LakhRs.33,976
Kia Seltos HTX AT D9.8Rs.2.00 LakhRs.37,997
Kia Seltos X-Line DCT9.8Rs.2.15 LakhRs.40,843
Kia Seltos X-Line AT D9.8Rs.2.24 LakhRs.42,562
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Calculate your Loan EMI for Seltos

Down PaymentRs.0
Bank Interest Rate 8 %
Loan Period ( Years )
  • Total Loan AmountRs.0
  • Payable AmountRs.0
  • You''ll pay extraRs.0
EMIper month
Calculated on On Road Price
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Frequently Asked Questions On Seltos Emi

What will be the lowest down payment for Kia Seltos?

The lenders generally finance 90% of the On-Road Price of the Kia Seltos. Some customers might be eligible for 100% funding, too. Down payment is the difference between the On-Road Price of the Kia Seltos and the amount funded by the lender.

What will be the monthly EMI for the Kia Seltos?

EMIs or Equated Monthly Installments refer to the monthly payments you make to the lender to repay your loan. These payments include the principal amount as well as the interest i.e. EMI = Principal Amount + Interest on Principal amount. Mathematically, EMI for the Kia Seltos can be calculated using the following formula:

{P x R x (1+R)^N / [(1+R)^N-1]}

where, P = Principal amount of the loan, R = Rate of interest and N = Number of monthly installments.

For Example:- If the principal amount for a car loan is Rs. 11.34 Lakh- on an annual rate of interest of 9.8% for a tenure of 5 years then EMI will be Rs 23,978. The rate of interest (R) on your loan is calculated monthly i.e. (R= Annual rate of interest/12/100). For instance, if R = 9.8% per annum, then R= 9.8/12 = 0.81%/month .

What will be the interest rate for the Kia Seltos?

Interest rate for the Kia Seltos primarily depends on the principal amount and tenure of the loan amount. Interest rate of lenders generally varies from 8.75% per annum to 11.50% per annum. If a customer holds an account with the financier then he may have a pre-approved new car loan offer available for him which can be verified by logging into his account. Customers can also negotiate with the financier for a better rate of interest against their loan amount.

What will be the EMI for 5 years tenure for the Kia Seltos?

EMI for the Kia Seltos for 5 years tenure can be calculated as per the following formula:-

{P x R x (1+R)^N / [(1+R)^N-1]}

Where, P = Principal amount of the loan, R = Rate of interest, N = Number of monthly installments which will be per month in case of 5 years tenure.

Running cost of your car

KM driven per day20 km/day
Monthly fuel costRs.0* / month

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Disclaimer : As per the information entered by you the calculation is performed by EMI Calculator and the amount of installments does not include any other fees charged by the financial institution / banks like processing fee, file charges, etc. The amount is in Indian Rupee rounded off to the nearest Rupee. Depending upon type and use of vehicle, regional lender requirements and the strength of your credit, actual down payment and resulting monthly payments may vary. Exact monthly installments can be found out from the financial institution.
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*Ex-showroom Price in New Delhi
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