You can get loan from anyone, its not necessary to get loan from the seller. All banks offer car loans and have sub agents as well. Remember that the interest rate is very variable, meaning that you have large room for negotiation. For eg in my city when you asked for used car loan they start from 18% and fact is that they have 4.5% commission on the loan. So you can potentially get the loan at at around 15-16% so best is to contact the bank directly or go through the sub agent and do hard negotiations.
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There is no update about the launch as of now. However, CV Raman (Maruti Suzuki India executive director (R&D)) said in an interview that the objective of such technologies is to bring comfort and ease of driving to the customers. Equipping the Vitara Brezza and S-Cross with automatic transmissions could thus be a rewarding move for Maruti, especially in larger cities with bumper-to bumper traffic.
Hence, it is likely that it would be equipped with AMT soon.
It is good to hear that you are planning to buy a new car. The GST has not been made applicable so far, and it is not clear so far whether the prices will increase or decrease. So, it will be unfair to give any word on the same.