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Is Car Insurance necessary ?

Published On : 2016-07-29 12:32:03.0 Car Driver
Category : Accidents
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You need a car insurance because its mandatory -€“ its the law. For any vehicle to drive on Indian roads, it must have a valid insurance policy, that at a minimum covers the cost of damage that you might cause to other people or vehicles.

Rather than have to pay from your own pocket, if you have a valid car insurance policy, the insurer will assume the liability, as long as the damage is covered under the terms of the insurance contract and there is no case of fraud.

Situations where a car insurance policy can cover costs are damages arising from an accident, theft, fire and any natural calamities like flood, earthquake, or cyclone.

Car insurance policies are valid only for a year and need to be renewed annually.

Moreover, please go through the article on "A Beginner's Guide to Car Insurance" for better understanding.

CarDekho Helpdesk on 2016-07-29 13:21:24.0
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